Guides, explainers, and analysis for providers, patients, and policy professionals navigating the healthcare pricing landscape. New pieces are added as regulations and data sources change.
The federal MRF mandate created enormous pricing transparency, in theory. In practice, these files are inaccessible. Here is what they contain, why they matter, and how to use them.
Read the guide →From Medicare Part D plan switching to Patient Assistance Programs you did not know you qualified for, a practical, action oriented guide for any patient managing ongoing prescriptions.
Read the guide →Medicare drug price negotiation, the $2,000 Part D out of pocket cap, and rebate reform: a plain English breakdown of every IRA provision affecting prescription costs right now.
Read the analysis →How to use publicly available MRF data to understand what your payers pay other providers for the same services, and how to prepare for your next contract renegotiation.
Read the guide →A workflow guide for social workers and care navigators using TruCost to reduce discharge delays and prevent financial toxicity for Medicaid and low income patients.
Read the playbook →Hospitals were required to publish MRF files beginning January 2021. Compliance has been uneven. TruCost's analysis of who is and is not meeting the standard, and what it means for patients.
Read the analysis →February 2026 enforcement of the updated Transparency in Coverage schema changed field structures across the industry. A breakdown of what changed and why it matters for anyone building on MRF data.
Read the analysis →A plain language explanation of ERISA fiduciary obligations around health plan pricing, and how employers can document a defensible review process.
Read the guide →A guide for patients and clinics on how Florida's oncofertility coverage mandate works, which CPT codes are affected, and how to confirm coverage before treatment begins.
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